Opulist takes you home

About Us

About Us

The Future of Real Estate,
Built Around You

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Our Mission

To revolutionize the home buying and selling experience by seamlessly integrating AI-powered property discovery, in-house mortgage financing, and unparalleled agent support into one intuitive platform.

We are committed to replacing outdated, fragmented tools with a single, intelligent ecosystem that provides clarity and confidence from the first search to the final closing.

Our Vision

To be the definitive all-in-one real estate ecosystem, where technology and human expertise converge to make the dream of homeownership more accessible, transparent, and intelligent for everyone.

We envision a future where every user is empowered with personalized insights and every agent is equipped with the tools to provide truly exceptional service.

Our History

Milestones That Define Us

2009

Humble Beginnings

Opulence Financial launches as a data-driven marketing firm bridging technology, mortgage, and real estate.

2017

A New Chapter

Opulence Funding becomes a licensed mortgage banker focused on helping senior homeowners through reverse mortgages.

2018

Building Foundation

In-house processing division established, streamlining loans from application to closing.

2019

Expanding Realty

Opulence Realty Group founded to help clients sell and transition seamlessly within the Opulence network.

2021

Scaling Tech

Expanded licensing nationwide and developed proprietary systems for loan management and client automation.

2022

One-Stop Experience

Under the DBA Opulence Home Equity, real estate and mortgage unite—creating a true one-stop experience.

2023

Breaking Barriers

Kendall—Opulence’s first AI model—launches, enabling 24/7 client engagement beyond business hours.

2024

Opulence Ecosystem

Opulence Live, OpBox, Pathfinder, and the Buyer Search Engine form a unified AI-driven digital hub.

2025

Real Estate Center

Automated buyer milestones now turn hours of work—offers, negotiations, inspections—into minutes.

2025

Future of AI

Opulence advances its Buyer Search Engine and AI-powered coaching platforms, where clients, agents, and technology operate as one.

Our Process

A Smarter Way Home

Step 1: Start with an Intelligent Search

Our AI-powered search understands what you’re looking for, filtering listings beyond simple keywords to match your lifestyle.

Step 2: Get Pre-Approved & Tour

Get pre-approved in minutes with our integrated mortgage tools, so you can connect with an agent and tour homes with confidence.

Step 3: Close with Clarity

Our unified platform keeps your agent, loan officer, and closing team in sync, providing a transparent path to getting your keys.

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Our Trusted Partners

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Why Choose Us

Experience The Difference
With Our Solutions

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All-in-One Platform

Stop juggling multiple apps. From AI-powered search to in-house mortgage approval, everything you need is in one place.

AI-Powered Discovery

Our intelligent engine goes beyond beds and baths, analyzing market data and your preferences to find homes you'll love, faster.

Seamless Financing

As part of Opulence Home Equity, we offer integrated financing, making your journey from pre-approval to closing smooth and transparent.

Our Testimonials

What Our Users Say

“5-Star Review for Opulence Funding / Opulence Home Equity – Patrick Grajeda My wife and I had a truly positive experience working with Patrick Grajeda and the team at Opulence Funding / Opulence Home Equity. Patrick was professional, knowledgeable, and incredibly patient throughout the entire process. He made sure we understood every step, answered all our questions, and kept us informed from start to finish. What stood out most was Patrick’s genuine care and commitment to helping us find the best possible solution for our needs. The process was smooth, transparent, and stress-free thanks to his expertise and attention to detail. We’re very thankful for the outstanding service and would highly recommend Patrick and Opulence Funding to anyone looking for a trustworthy and reliable partner in home financing.”

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David Jones

Google Review

“We have nothing but great things to say about the Opulence Team. Our realtor, Hector, was incredible. Hector went above and beyond for us, not only answering questions but offering invaluable insights regarding location and navigating the process as first time buyers, showing up and advocating for us fiercely, and hand-holding the whole way through. It was so refreshing to work with someone who was genuine and consistent throughout. The same can be said for Michael and Kevin! We definitely recommend Opulence if you want to work with a team that goes hard for you from pre-approval to purchase! Many thanks :)”

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Alexis Valentin

Google Review

“My experience with Opulence Funding over the duration of my refinancing/reverse mortgage was remarkable. Even though I went into the process somewhat reluctantly--because of my uncertainty about how it works, I found the entire staff to be courteous, kind, and helpful throughout. Donald Daley, who work with us directly from start to finish, was professional, knowledgeable, and exhibited excellence at every meeting and conversation. I would recommend him and his organization to anyone looking for that service without a moment's hesitation.”

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Ivy J

Google Review

“I had a great experience working with Hector Algarin throughout the real estate process. He was professional, knowledgeable, and always quick to respond whenever I had questions. Hector made everything feel much less stressful and was there every step of the way. He genuinely cared about helping me and made sure I felt informed and comfortable with every decision. I’d definitely recommend Hector to anyone looking to buy or sell a home!”

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Isabella Catala

Google Review

“I had an amazing experience with Opulence Funding/ Home Equity as a first-time homebuyer. I started looking for my first home in April, and by June, I had found the perfect home! What I loved most was that Opulence Funding felt like a true one-stop shop. They supported me through the entire process, from getting pre-approved, to helping me find an agent, and connecting me with the lawyers needed for the closing. Having everything coordinated in one place made the process so much easier and less stressful. As a first-time homebuyer, I didn’t know much, but they walked me through every step, answered my questions, and made sure I understood what was happening throughout the process. I’m extremely grateful for their support, professionalism, and great service. I highly recommend Opulence Funding to anyone looking to buy a home, especially first-time homebuyers!”

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Pamela Lantigua

Google Review

“I can’t say enough good things about Andre Giambona and the Opulence team. When I first contacted Andre, I was looking for a way to use my home’s equity to make some much-needed improvements while also addressing debt that had become overwhelming. I had spoken with others before him, but no one took the time to truly educate me. Andre patiently explained how a reverse mortgage works, who it’s designed to help, and what the benefits and considerations were. At every step, I felt informed—not pressured. What really stood out was his integrity. There was never a sales pitch or endless follow-up calls. Instead, he gave me the information I needed, answered every question with patience, and carefully reviewed each disclosure to make sure I understood everything. Throughout the process, he stayed in touch with regular updates, so I always knew where things stood. Andre’s professionalism, compassion, and genuine commitment to his clients made what could have been a stressful experience feel manageable. Thanks to Andre and the Opulence team, I was able to move forward with confidence. They gave me hope when I truly needed it most, and today I can finally exhale and sleep peacefully at night. If you’re considering a reverse mortgage and want someone who will put your interests first, I wholeheartedly recommend Andre Giambona.”

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Maryanne Napoli

Google Review

“We worked with Kevin M, and he was a Godsend for the difficult situation that we were in. My father-in-law's house was in foreclosure and we needed to sell as quickly as possible. Kevin helped get us get it on the market and sold for a price that was better than what we were expecting. The problems we had between the sale of the house and the actual closing were numerous, but through it all Kevin was there for us, advocating and following through to make sure everything progressed the way it should. If everyone at Opulence Realty is like him, then I highly recommend using this group the next time you're looking to buy or sell a property.”

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Rodney Ramjattan

Google Review

“I was very happy with my experience selling my home and working with Warren and Opulence Realty. From the beginning, Warren took theI was very happy with my experience selling my home and working with Warren and Opulence Realty. From the beginning, Warren took the time to clearly explain the process and what to expect, which made me feel comfortable and confident moving forward. Throughout the entire transaction he was attentive, responsive, and always available whenever I had questions or needed guidance. Warren provided honest advice and clear communication at every stage, from preparing the property for sale to navigating the negotiations and closing process. His professionalism and knowledge made what could have been a stressful experience feel organized and manageable. I always felt that he had my best interests in mind and was committed to achieving the best possible outcome. I would highly recommend Warren and Opulence Realty to anyone looking to sell or buy a home. The level of service, attention to detail, and support I received exceeded my expectations, and I will absolutely refer them to my friends and family. time to clearly explain the process and what to expect, which made me feel comfortable and confident moving forward. Throughout the entire transaction he was attentive, responsive, and always available whenever I had questions or needed guidance. Warren provided honest advice and clear communication at every stage, from preparing the property for sale to navigating the negotiations and closing process. His professionalism and knowledge made what could have been a stressful experience feel organized and manageable. I always felt that he had my best interests in mind and was committed to achieving the best possible outcome. I would highly recommend Warren and Opulence Realty to anyone looking to sell or buy a home. The level of service, attention to detail, and support I received exceeded my expectations, and I will absolutely refer them to my friends and family.”

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Armando Serrano

Google Review

“So many great things to share about the process working with the Opulence team. From pre-approval to closing, Michael Normann and Kevin Safi specifically made us feel like more than just a number as we navigated as first time buyers with tons of questions, nerves, and phone calls/texts. They were both so human and so family first, it made working together that much more comfortable. Highly recommend and many thanks to you guys!”

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Alexis Valentin

Google Review

“Hector, Kevin and the whole team was great. They made the experience of searching/buying a home a dream come true. The process can be over whelming but they are very patient in explaining the steps especially after office hours. Very lucky and grateful to find/work with this team. Told family and friends about our experiences and we would recommend utilizing their services in finding your dream home! Thank you guys!”

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Rich Hann

Google Review

Our Agents

Empowered by Tech

Integrated Client Management

Our agents use the Opulist platform to get real-time insights into client search behavior and loan status, ensuring a unified and efficient experience.