2. Use of the Site & Services

You agree to use the Site and Services only for lawful purposes and in accordance with these Terms. You are granted a limited, non-exclusive, non-transferable license to access the Site for your personal, non-commercial use.

You agree not to:

• Use the Site in any way that violates any applicable federal, state, local, or international law or regulation.
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site.
• Use any robot, spider, or other automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site.
• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site.
• Scrape, copy, or otherwise misappropriate any data or content from the Site, including but not limited to property listing data.

3. User Accounts

To access certain features of the Site, you may be required to register for an account. When you register, you agree to provide accurate, current, and complete information. You are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your computer.

You agree to accept responsibility for all activities that occur under your account or password. We reserve the right to refuse service, terminate accounts, or remove or edit content in our sole discretion.

4. AI-Powered Features

Our Services may include AI-powered assistants, such as "Kendall," to help answer your questions and guide your search. You acknowledge that these AI features are experimental and may provide information that is incomplete, inaccurate, or outdated.

The information provided by our AI features is for informational purposes only and does not constitute financial, investment, legal, or real estate advice. You should not rely on this information as a substitute for professional advice. Always consult with a qualified professional before making any financial or real estate decisions.

5. Property & Listing Information

The property listing information on the Site is provided by third-party Multiple Listing Services (MLS) and other sources. We do not verify this information and do not guarantee its accuracy, completeness, or timeliness.

All information is provided for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing or renting. Property information is deemed reliable but is not guaranteed. You should independently verify all information (e.g., square footage, lot size, school districts) with appropriate professionals.

6. Financial Services Disclaimer

Our affiliate, Opulence Home Equity, provides mortgage brokerage and lending services. Any financial or mortgage information provided on the Site is for informational purposes only. We are lenders in some states and brokers in others. Opulence Home Equity is currently licensed in California, Florida, New Jersey, New York, Texas, Pennsylvania, Oregon, Washington, Connecticut, and Michigan.

Submitting an inquiry or application does not constitute a loan commitment or an offer to lend. All loan applications are subject to credit and property approval. Terms, conditions, and rates are subject to change without notice.

7. Intellectual Property

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Opulist, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

8. Disclaimer of Warranties

YOUR USE OF THE SITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE IS AT YOUR OWN RISK. THE SITE, ITS CONTENT, AND ANY SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

NEITHER OPULIST NOR ANY PERSON ASSOCIATED WITH OPULIST MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SITE. THIS INCLUDES, WITHOUT LIMITATION, ANY INFORMATION PROVIDED BY AI-POWERED FEATURES.

9. Limitation of Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL OPULIST, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE SITE, OR ANY SERVICES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

10. Governing Law

All matters relating to the Site and these Terms, and any dispute or claim arising therefrom or related thereto, shall be governed by and construed in accordance with the internal laws of the State of Texas without giving effect to any choice or conflict of law provision or rule.

11. Changes to Terms

We reserve the right to revise and update these Terms of Service from time to time in our sole discretion. All changes are effective immediately when we post them. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes.

12. Contact Us

If you have questions or comments about these Terms of Service, please contact us at our primary operating entity:

Opulence Realty Group
500 N. Franklin Turnpike, Suite 303A
Ramsey, NJ 07446
Phone: (800) 558-0475
Email: legal@opulist.homes

For inquiries related to our mortgage services, you may contact our affiliate:

Opulence Home Equity
500 N. Franklin Turnpike, Suite 303
Ramsey, NJ 07446
Phone: (800) 610-0293